Privacy Policy

1. Consent

Your Consent By providing a Car and Truck Company and its parent company, Media Classified Corporation, with your personal information, you consent to the collection, use, disclosure and retention of that information by the Car and Truck Company and other members of the Car and Truck, including Media Classified, in accordance with this Privacy Policy and as otherwise permitted by applicable law. You may withdraw your consent at any time, subject to legal or contractual restrictions and on reasonable notice to Car and Truck and its parent company, Media Classified Corporation, but then you might not be able to proceed with your intended interactions or transactions with Car and Truck and its parent company, Media Classified Corporation, or otherwise receive the full benefit of Car and Truck's products and services.

2. Personal Information

Personal Information In this Privacy Policy, "personal information" means information about an identifiable individual, such as an individual's name and email address, but does not include (to the extent permitted by law) information that is publicly available in a telephone directory or that is business contact information that enables an individual to be contacted at a place of business.

3. Information That Car and Truck Collects

(a) Information You Provide

You may be asked to voluntarily give your personal information to a Car and Truck Company and its parent company, Media Classified Corporation, when you interact with the Car and Truck Company or one of its sister companies, including when you inquire about the cars listed on the site, loan offerings, insurance providers, subscribe to a newsletter, register to receive information, apply or register for or order a product or service offered by a Car and Truck Company or use a product or service provided by a Car and Truck Company, and its parent company, Media Classified Corporation, or one of Car and Truck sister companies. In those circumstances, you can choose not to provide certain requested personal information, but then you might not be able to proceed with your intended interaction or transaction with the Car and Truck Company and its parent company, Media Classified Corporation, or otherwise receive the full benefit of the desired product or service.

(b) Automated Collection

Car and Truck Company and its parent company, Media Classified Corporation, may automatically collect certain information regarding your use of the Car and Truck Company's and its parent company, Media Classified Corporation, website or online service, such as the dates and times that you access the website or online service, the browsers, operating systems, software and devices that you use to access the website or online service and details of your use of the website or online service. A Car and Truck Company's and its parent company, Media Classified Corporation, websites, online services, email messages and advertisements may use technologies (e.g. cookies, web beacons, tokens, pixels or tags) to collect information that assists the Car and Truck Company and its parent company, Media Classified Corporation, to improve its products, services, customer communications and advertising and to prevent fraud. A Car and Truck Company and its parent company, Media Classified Corporation, may use information that it collects through technological means to recognize you as a user of the Car and Truck Company's and its parent company, Media Classified Corporation, websites or online services, to facilitate and improve your use of the Car and Truck Company's and its parent company, Media Classified Corporation, websites or online services, to confirm that messages have been delivered to and opened by you and to provide you with targeted advertisements. You may choose to decline or disable cookies if your web browser or device permits, but doing so may affect your ability to access or use certain features of a website or online service. More information about cookies used for interest-based advertising is set out in section 4(c) below. Car and Truck Privacy Policy. Much of the information that is automatically collected by technological means is non-personal information (because the information does not identify you), and Car and Truck and its parent company, Media Classified Corporation, will deal with that non-personal information as explained below in this Privacy Policy unless applicable law requires otherwise.

(c) Information Regarding Referred Transactions

If a Car and Truck Company and its parent company, Media Classified Corporation, refers you to an independent business (e.g. car dealerships, used and new cars, car loans, financing loans, insurance providers, lender, credit card company) for a proposed transaction (e.g. buying a new or used vehicle, visiting a car dealership, buying insurance, obtaining a car loan), then the Car and Truck Company may collect from that independent business information regarding the transaction to update your confidential profile for use by Car and Truck and its parent company, Media Classified Corporation, as set out in this Privacy Policy.

4. How Car and Truck Uses Personal Information

(a) General

Each Media Classified child company including, Car and Truck Company, uses your personal information collected by the Car and Truck Company for purposes relating to or arising from your relationship and transactions with the Car and Truck Company and its parent company, Media Classified Corporation, and as otherwise set out in this Privacy Policy or permitted by applicable law, including:

(b) Car and Truck

A Car and Truck Company and its parent company, Media Classified Corporation, may share your personal information with the entire Car and Truck and its parent company, Media Classified Corporation, and Car and Truck may develop, maintain and share a confidential profile for you for use by each Car and Truck Company and its parent company, Media Classified Corporation, to provide information, products and services to you, to facilitate your dealings with each Car and Truck Company and as otherwise set out in this Privacy Policy.

(c) Interest-Based Advertising

The Car and Truck and its parent company, Media Classified Corporation, may use interest-based advertising services (sometimes called "remarketing" or "retargeting") provided by third party vendors (such as Google and Facebook) to display advertisements on third party websites and social media sites visited by users of a Car and Truck website or websites belonging to its parent company, Media Classified Corporation. Advertising vendors (such as Google and Facebook) use cookies, pixels or tokens – unique identifiers of a web browser on a specific computer that are installed on the computer when it accesses Car and Truck websites – to display ads based on the computer's past access to Car and Truck websites. You can opt-out of Google's use of cookies by visiting Google's Ads Settings. You can also opt out of a remarketing vendor's use of cookies by visiting the Network Advertising Initiative's consumer opt-out page.

5. How Car and Truck Discloses Personal Information

(a) General

Each Car and Truck Company and its parent company, Media Classified Corporation, discloses your personal information for purposes relating to or arising from your relationship and transactions with the Car and Truck Company and its parent company, Media Classified Corporation, and as otherwise set out in this Privacy Policy or permitted by applicable law.

(b) Specific Consents

A Car and Truck Company and its parent company, Media Classified Corporation, may disclose your personal information in accordance with express or implied consents that you give during your interactions and transactions with the Car and Truck Company or its parent company, Media Classified Corporation.

(c) Referred Transactions

If a Car and Truck Company or its parent company, Media Classified Corporation, refers you to an independent business (e.g. car dealerships, used and new cars, car loans, financing loans, insurance providers) for a proposed transaction (e.g. buying a vehicle, obtaining a car loan, buying insurance), then the Car and Truck Company and its parent company, Media Classified Corporation, may disclose your personal information to the independent business to facilitate the proposed transaction. Car and Truck and its parent company, Media Classified Corporation, has no control over, or responsibility or liability for, the use, disclosure or retention of your personal information by the independent business, and the use, disclosure and retention of the disclosed information by the independent business is not subject to this Privacy Policy.

(d) Suppliers and Service Providers

A Car and Truck Company and its parent company, Media Classified Corporation, may disclose your personal information to its suppliers and service providers (including fraud prevention services and payment processors) to assist the Car and Truck Company and its parent company, Media Classified Corporation, in the provision of information, products and services to you, to provide services to the Car and Truck Company, to assist the Car and Truck Company to use your personal information as set out in this Privacy Policy and as otherwise permitted by applicable law.

(e) Law Enforcement/Legal Disclosures

A Car and Truck Company and its parent company, Media Classified Corporation, may disclose your personal information as required or authorized by applicable law, including to comply with a subpoena, warrant or court or arbitral order or litigation disclosure obligation. A Car and Truck Company and its parent company, Media Classified Corporation, may disclose your personal information to law enforcement agencies or other independent organizations if the Car and Truck Company or its parent company, Media Classified Corporation, reasonably believes the disclosure is necessary or appropriate in connection with national security, law enforcement or other issues of public importance, or if the Car and Truck Company or its parent company, Media Classified Corporation, reasonably believes the disclosure is necessary or appropriate to protect and enforce the Car and Truck Company's and its parent company, Media Classified Corporation’s legal rights, interests and remedies or to protect the rights, interests, business, operations or customers of the Car and Truck Company, its parent company, Media Classified Corporation or other persons (including to detect and prevent fraud and other illegal activities, enforce any of the terms of use, terms of service or other agreements that govern access to or use of any of the Car and Truck Company's products or services). A Car and Truck Company or its parent company, Media Classified Corporation, has no control over, or responsibility or liability for, the use, disclosure or retention of your personal information by the agencies, independent organizations or other persons to whom the Car and Truck Company and its parent company, Media Classified Corporation, discloses the information in the foregoing circumstances, and the use, disclosure and retention of the disclosed information by those agencies, independent organizations or other persons is not subject to this Privacy Policy.

(f) Business Transactions

A Car and Truck Company and its parent company, Media Classified Corporation, may disclose your personal information in connection with a proposed or actual business transaction in which the Car and Truck Company and/or its parent company, Media Classified Corporation, is involved (such as a corporate amalgamation, reorganization, merger or acquisition, or the sale or transfer of some or all of the Car and Truck Company's or its parent company, Media Classified Corporation, business or assets), but the Car and Truck Company and its parent company, Media Classified Corporation, will require the information recipient agree to protect the privacy of your personal information in a manner that is consistent with this Privacy Policy and applicable law.

6. Location of Personal Information

Car and Truck, its parent company, Media Classified Corporation, and its service providers may process, store and use your personal information at facilities in various countries, including Canada, the United States of America and one or more countries in Europe or Asia. The personal information protection laws of those other countries might be different from the laws of the jurisdiction in which you reside, and might permit courts, government, law enforcement agencies, regulatory agencies and security authorities to access your personal information without notice. By providing your personal information to a Car and Truck Company and its parent company, Media Classified Corporation, you consent to the transfer of the personal information to facilities located in other countries and the processing and storage of the personal information at those facilities.

7. Retention of Personal Information

Car and Truck and its parent company, Media Classified Corporation, retains your personal information for the period reasonably necessary for the purposes set out or referenced in this Privacy Policy and to comply with Car and Truck's and its parent company, Media Classified Corporation’s legal obligations or enforce or protect Car and Truck's and its parent company, Media Classified Corporation’s legal rights, or a longer period required or permitted by applicable law. Car and Truck and Media Classified Corporation will delete or dispose of your personal information when Car and Truck and Media Classified Corporation is no longer reasonably required to retain the information for the purposes set out or referenced in this Privacy Policy.

8. Protection of Personal Information

Car and Truck and its parent company, Media Classified Corporation, use reasonable safeguards – including administrative, physical and technical security and safeguarding measures – appropriate to the sensitivity of the personal information in Car and Truck's and its parent company, Media Classified Corporation, possession or under Car and Truck's or its parent company, Media Classified Corporation, control to help protect the information from unauthorized access, collection, use, disclosure, disposal or similar risks. Nevertheless, security risks cannot be eliminated and Car and Truck and its parent company, Media Classified Corporation, cannot guarantee that your personal information will not be used, disclosed or deleted in ways not otherwise described in this Privacy Policy.

9. Accuracy and Access to Personal Information

Car and Truck and its parent company, Media Classified Corporation, will rely on you to ensure that your personal information that you provide to Car and Truck and its parent company, Media Classified Corporation, is as accurate, complete and up to date as necessary for the purposes for which Car and Truck and its parent company, Media Classified Corporation, uses the personal information. You will promptly notify Car and Truck and its parent company, Media Classified Corporation, of any changes to your personal information using the procedures made available for that purpose by Car and Truck and its parent company, Media Classified Corporation, or by contacting Car and Truck's or its parent company, Media Classified Corporation, customer service. You may reasonably request access to your personal information collected by Car and Truck and its parent company, Media Classified Corporation, and information about Car and Truck's and its parent company, Media Classified Corporation, use, disclosure and retention of that personal information by submitting a written request to Car and Truck's and its parent company, Media Classified Corporation, Chief Executive Officer using the contact information noted below. Subject to applicable exceptions and limitations prescribed by applicable law, you will be given reasonable access to your personal information and you will be entitled to verify the accuracy and completeness of your personal information and to have the information revised as appropriate. You may be required to pay a reasonable fee for access to your personal information. Car and Truck and its parent company, Media Classified Corporation, may decline to process a request that is unreasonably repetitive, frivolous, vexatious or impracticable, that infringes or jeopardizes the privacy of other persons, or for other reasons permitted by applicable law.

10. Non-Personal Information

Car and Truck and its parent company, Media Classified Corporation, creates and collects non-personal information (information that is not about an identifiable individual), including personal information that has been aggregated or otherwise depersonalized so that the information no longer relates to an identifiable individual. Car and Truck and its parent company, Media Classified Corporation, may use, disclose, transfer and retain non-personal information for any purpose and in any manner whatsoever. If non-personal information is combined with personal information, then Car and Truck will treat the combined non-personal information as personal information for the purposes of this Privacy Policy for as long as the non-personal information is combined.

11. Other Websites and Businesses

Car and Truck's and its parent company, Media Classified Corporation, websites and correspondence (including emails and messages) may include advertisements for products and services (e.g. car dealerships, used and new cars, car loans, financing loans, insurance providers) offered by independent businesses or links to websites operated by independent businesses (e.g. car dealers, insurance providers, car loan institutions). Car and Truck and its parent company, Media Classified Corporation, has no responsibility or liability for, or control over, those other websites, online services or businesses, their products or services, or their collection, use, disclosure or retention of your personal information. This Privacy Policy does not apply to the collection, use, disclosure and retention of your personal information by those websites, online services and independent businesses. If you have questions about how those websites, online services or independent businesses collect, use, disclose or retain personal information, please contact the owner or operator of the website, service or business.

12. Other Matters

(a) Disclaimers, Liability Exclusions/Limitations and Disputes:

The agreements (including any subscription agreement, membership agreement or terms of service or use) that you accept when you apply, register for, order or use Car and Truck's and its parent company, Media Classified Corporation’s products or services contain important provisions, including provisions disclaiming, limiting or excluding the liability of Car and Truck and its parent company, Media Classified Corporation, and other persons (including service providers) and provisions determining the applicable law and jurisdiction for the resolution of disputes. To the extent permitted by applicable law, each of those provisions applies to any dispute that may arise in relation to this Privacy Policy or Car and Truck's and its parent company, Media Classified Corporation, collection, use, disclosure and retention of your personal information, and are of the same force and effect as if they had been reproduced directly in this Privacy Policy. Nothing in this Privacy Policy amends any of those other agreements.

(b) Changes to this Policy:

A Car and Truck Company and its parent company, Media Classified Corporation, may change this Privacy Policy from time to time by posting a new version of this Privacy Policy on the Car and Truck Company's website. A Car and Truck Company's and its parent company, Media Classified Corporation’s collection, use, disclosure and retention of your personal information will be governed by the version of this Privacy Policy in effect at that time. Your continued dealings with a Car and Truck Company and its parent company, Media Classified Corporation, after any change to this Privacy Policy will signify your consent to the collection, use, disclosure and retention of your personal information as set out in the changed Privacy Policy. Accordingly, you should check the "Last Updated" date of this Privacy Policy (at the top of this Privacy Policy) and review any changes since the last version.

(c) English Language:

You and Car and Truck and its parent company, Media Classified Corporation, have each expressly requested and required that this Privacy Policy and all other related documents be drawn up in the English language. Les parties conviennent et exigent expressement que cette Politique de Confidentialité et tous les documents qui s'y rapportent soient rédigés en anglais.

(d) Contacting Car and Truck's Chief Executive Officer:

If you have any comments or questions about this Privacy Policy or how Car and Truck deals with your personal information, please contact Car and Truck's and its parent company, Media Classified Corporation, Chief Executive Officer by email at: info@carandtruck.ca.

Personal Information Department
Media Classified Corporation – CarandTruck.ca
610 Applewood Crescent, Suite 401
Vaughan, Ontario, L4K 0E3

Main Line: 905-761-3313
Toll Free: 1-888-761-3313
Fax: 905-761-5038

Please note that we may not be able to implement changes based on every suggestion, but we are interested in your input and will do our best to adjust our Privacy Policy accordingly.

This Privacy Policy was last updated on: June 30, 2017